The owner shall not be responsible for the following:

The owner shall not be responsible for the following:

• A. Death or disease contracted by contractor or employees
• B. Contractor's plant or materials
• C. Damages caused by the contractor to any property of the owner and adjoining property
• D. All of the above

Answer: (D)

Risk allocation in construction contracts is about who bears which kinds of risk. In standard agreements, the contractor (not the owner) takes responsibility for injuries to its own workers, for the contractor’s equipment and materials, and for damages the contractor causes to the owner’s property or to nearby properties. The owner typically requires the contractor to carry appropriate insurance and to indemnify for such risks. Because each of the listed items falls under the contractor’s responsibility, all of them together properly reflect the owner’s non-responsibility in these areas.

Risk allocation in construction contracts is about who bears which kinds of risk. In standard agreements, the contractor (not the owner) takes responsibility for injuries to its own workers, for the contractor’s equipment and materials, and for damages the contractor causes to the owner’s property or to nearby properties. The owner typically requires the contractor to carry appropriate insurance and to indemnify for such risks. Because each of the listed items falls under the contractor’s responsibility, all of them together properly reflect the owner’s non-responsibility in these areas.